Welcome to Tri-State Insurance Group
For over 35 years, Tri-State Insurance Group has been providing Commercial Truck & Trucking Insurance for truckers throughout the entire state of Texas. We provide solid insurance policies from top-rated companies for your commercial trucking insurance needs. We can quickly tailor a package just for you that meets all of your specific truck and trailer needs while remaining squarely within your budget.
What Does Commercial Truck Insurance Cover?
Commercial Trucking Insurance in Texas is very similar to auto insurance in Texas. Policies are available with several types of insurance coverage to fit each trucker’s specific needs. Commercial Truck Insurance policies are specially designed to protect your business and your personal assets. Thumann Insurance can provide you and your truckers with excellent coverage including:
Commercial Truck Liability Insurance
Commercial Truck Liability Insurance covers your liability risks if you or one of your drivers has an accident. Your policy will include bodily injury liability to cover the costs of any injuries and/or medical expenses for the injured party. You will also have property damage liability to cover the costs of any property damage resulting from an accident. Your Commercial Truck Liability Insurance will also cover the expenses of your legal defense.
Physical Damage Coverage
Physical Damage Coverage covers any damage to your vehicle from an accident or other incidents. It also includes comprehensive coverage that pays for damage from theft, vandalism, and non-collision causes. Physical Damage Coverage also includes collision coverage.
Types of Commercial Truckers Insurance
Commercial trucks involve several types of large vehicles, including:
- Semis (tractor-trailers or 18-wheelers)
- Dump trucks
- Garbage trucks
- Car haulers and auto trailers
- Tow trucks
- Flatbed trucks
- Tank trucks
- Box trucks
Cost of Commercial Truck Insurance
The cost of trucking insurance is determined by several factors. Including:
- Your business type
- Your driving radius
- Your vehicle
- Your location
- The limits you need
- The drivers driving history